California Flood Insurance

Personal Lines Insurance

Unlike your Homeowner’s insurance policy, flood insurance covers damages to your property caused by flooding.

Some of the things a flood policy will cover include:

  • Structural damage to the building and its foundation
  • The electrical and plumbing systems
  • Water heater and central air conditioner
  • Stoves, refrigerators and built-in appliances
  • Permanently installed carpeting
  • Flood debris cleanup

Your flood insurance policy can also include the personal contents in your home including, clothing, furniture and even artwork.

Unless your home is designated in a Special Flood Hazard Area , flood insurance is optional. However, there are some areas that you are required to carry flood insurance coverage. In some cases, banks and mortgage lenders will not extend or refinance a mortgage loan without proof that the property is covered in case of a flood loss. Click on the link below to see if you are in a Special Flood Hazard Area.

Feel free to call us today at 949 481 6509 our expert agents look forward to helping you find the most affordable California Auto Insurance Quotes!